UP TO 100% Financing!
Please Feel free to call any time, 7 days per week. All loan scenarios are welcomed. I have been a top producing Mortgage Banker for over 15 years and I am a Champion when it comes to closing tough,quirky,challenging loan scenarios. Including ( but not limited to ) converting a “Lease with an Option to Purchase” and/or “Land Contract” to “Conventional Financing”. At the same time providing excellent competitive rates/programs for all credit score and income tiers. I have dedicated the better part of my illustrious career to obtaining financing for prospective buyers, who have issues and/.or concerns regarding their credit/income. I have cataloged below, several ( but not an exhaustive list) of the numerous aggressive programs/services our Mortgage Lending Partners provide. Please review and contact me TODAY! And provide me the contact information of any/all prospective buyers in need of my services.
Please note: ( Gift Funds acceptable on all purchase programs, credit repair available, Manufactured homes in most cases same LTV's )
Minimum Loan Amt. 60,000 on all Programs:
100% VA Purchase.... Down to 520 credit score
FHA 100% CALL FOR DETAILS
FHA 100 dollars down and Grant programs.
90% FHA purchase : Credit Score: 500-580
96.5% FHA Purchase: Credit Score: 580 + ( no overlays, 52% debt to income ratios)
FHA 203k Rehab loans down to 500 credit score
USDA 100% financing 550 + score ( credit repair available )
Conventional 95% Purchase ( 620 + scores, Gift funds acceptable ) no PMI option
Home Path, owner occupied 97.5%, Non Owner occupied 85%.
Fannie Mae, Freddie Mac DU Plus/Harp refinance, unlimited LTV
( non owner occupied ) Stated Income/hard money loans down to 70% LTV, no income,no min. credit score required.
1 DAY out of BK, Foreclosure,short sale, deed in lieu ect. 70% LTV.
For self employed borrowers, we have a program where your assets count as income.
We have extensive programs, for Non owner occupied,Second homes, unique property's.
I have the ability to order appraisals, from my companies select list of approved appraisers.
15 minute Pre-quals and the ability to close loans in 10 days or less
In house underwriting
I have access to a vast network of individuals, with 10 or more years in the Mortgage Industry, who I can go to, for advice on difficult loan scenarios.
ii: Jumbo (over 420,000)
iii. Super Jumbo ( 650,000- 2,000,000,000)
E. My Community
F. Purchase money 2nd mortgages up to 90% LTV, for those who want to avoid MIP
David Fredrick ( "Mortgage Financier Extraordinaire") Office: 855-822-0909 Fax: 866-611-6502 Cell: 941-735-5272