CPN FUNDING Opportunities.  Create a New FICO file- New Legal FICO File (1974 Privacy Act)

A CPN stands for “Credit Privacy Number” it is also known as a SCN (Secondary Credit Number). It can be utilized to replace one’s social security number (SSN) when applying for credit. It is every person’s right to keep their SSN private and to use a separate number for private credit related reasons per 1974 Privacy Act.

Using a CPN Number can make it easier to separate finances in the event of a possible identity theft, for example the recent Equifax security breach!  Without access to a person’s SSN a thief limits the amount of kaos and trouble  they could create for the rightful owner of the number.

However, by utilizing a SCN/CPN Number it does not release nor absolve a person from their previous debt obligations. The person will remain responsible  for all their debts incurred on credit accounts that were obtained using CPN/SCN. Also, when obtaining and utilizing this number it does not replace previously reported  derogatory remarks on a person’s credit report.

Got bad personal credit? It doesn’t matter! Utilize our CPN packages to obtain funding from approximately $50,000 – $150,000. We can take the funding obtained from the CPN package and if you’re smart we can use that to purchase an aged shelf corporation to get you even more funding $200,000+.  Here are some of the features:

• Initial Investment to acquire the CPN package

• CPN With Tradelines (High Value Primarys over 10k-70k, AU’s, and Vendor lines you can actually use now)

• Receive Minimum $25,000 In CPN Funding up to $150,000 or more.

*We use auto conversion loans to obtain much of this funding which is much easier!

• Use $50,000 In CPN Funding To Obtain Aged Shelf Corp & Business Tradelines

• Use Newly Established CPN Credit As Personal Guarantor For New Shelf Corp

• Receive $200,000+ In Business Funding

• Start Your Own Business or Grow Your Existing Business!

 CPN PROGRAM 1:

About 30 days to complete.  This is an estimate!  Includes 2 HIGH quality primary tradelines, 10k-15k aged 4-6 years that stay on your file permanently.  Also includes 2-4 Vendor Tradelines with credit you can use now.  Includes complete Tri-Merge, public record creation, and all other requirements to obtain up to 150k in funding.   Program is normally $3500 but is on a special promotion from the vendor for $1199.  This program may end without notice.

 2. CPN PROGRAM 2:

 Same as program ONE, except you receive a THIRD Auto primary 40-50k in value which raises the FICO score to 800 and can get up to $150,000 or more in funding using Auto Conversion loans for part of it. The value of this program is $4500 but the vendor promotion is only $1899. This program may end without notice.

To Order One of these programs click here for application.

Payment is made by Zelle or Bank Deposit/Wire to Chase Bank or Capital One.

LEGALITY OF (CPN) CREDIT PROFILE NUMBERS: Presently, federal law allows the ability for someone to legally use a private ID # for financial reporting purposes instead of a Social Security Number. Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act: (a) (1) It shall be unlawful for any Federal, State or Local Government Agency to deny any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his or hers Social Security Account Number.

What this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except where required to do so. Disclosure of your social security number is only required when dealing with the IRS, your employer, or when applying for a federally insured mortgage. Instead of a Social Security Number, you now have the opportunity to establish a Credit Privacy Number (CPN).

ACCORDING TO THE UNITED STATES PRIVACY ACT OF 1974 TITLE V: "It shall be unlawful to deny any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his or her Social Security Account Number. Any Federal, State, or Local Government Agency which requests an individual to disclose their Social Security Account Number shall inform that individual whether the disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it."

OUR STATEMENT IS THAT LEGAL CPN IS NOT ENGAGING IN ANY PROHIBITED BUSINESS ACTIVITIES SUCH AS: A. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers Numbers in lieu of the consumers' own Social Security Numbers; B. Representing that the building of a new credit record by applying for credit using an EIN, a TIN, or an alternate social security number instead of a consumer's own social security number is legal; C. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and D. Misrepresenting any fact material to a consumer's decision to purchase our products or services. E. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Dun & Bradstreet Numbers ("DBNs"), Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers; F. Representing that the building of a new credit record by applying for credit using a DBN, EIN, a TIN, or an alternate Social Security Number instead of a consumer's own Social Security Number is legal; G. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and H. Misrepresenting any fact material to a consumer's decision to purchase our products or services.

What you can legally do with a CPN number if used properly!

 LEGALITY OF (CPN) CREDIT PROFILE NUMBERS: Presently, federal law allows the ability for someone to legally use a private ID # for financial reporting purposes instead of a Social Security Number. Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act: (a) (1) It shall be unlawful for any Federal, State or Local Government Agency to deny any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his or hers Social Security Account Number.

 What this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except where required to do so. Disclosure of your social security number is only required when dealing with the IRS, your employer, or when applying for a federally insured mortgage. Instead of a Social Security Number, you now have the opportunity to establish a Credit Privacy Number (CPN).

 ACCORDING TO THE UNITED STATES PRIVACY ACT OF 1974 TITLE V: "It shall be unlawful to deny any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his or her Social Security Account Number. Any Federal, State, or Local Government Agency which requests an individual to disclose their Social Security Account Number shall inform that individual whether the disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be implemented.

The  FULL U.S. LAW CAN BE FOUND HERE:   http://www.usdoj.gov/oip/privstat.html  or it can be found here: http://www.ftc.gov/foia/privacy_act.shtm ; We have seen "THEY" like to close, move or hide web pages which display this information on legal, government, or legitimate websites. It appears "SOMEONE" does'nt want you to know the above statement is real; and it is a real law meant to protect you for a powerful private corporation or group of private corporations. 

CREDIT PROFILE NUMBER FAQ

  What is a Credit Profile Number (CPN)?

It is any nine digit number separate from your social security number, but not excluding a SSN, used to track your credit activities and history; such as a EIN, ITIN, TIN or SSN, but their can be other formalized government or institutionally issued 9 digit number which can be issued and used for credit purposed.

 Can I use this number instead of my social security number?

No, but in certain situations some numbers which are used which can be defined as a CPN can be used in place of a SSN, such as when Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program, and any other instances deemed by law. Please note the Credit Profile Number (CPN) does not replace your SS number, this number can only be used for credit reporting purposes. It cannot and should not be used for any government purposes including and not limited to: military, child support, DSS income, SSI, taxes, FHA, VA, or ANY GOVERNMENT BACK FUNDING, which requires a individual to list a SSN number.

What can I use my new Credit Profile Number (CPN) for?

You can use your Credit Profile Number (CPN) for Opening a bank account, Applying for business licenses, Filing a tax return by mail, File an electronic return, Make an electronic payment, Pass an IRS Taxpayer Identification Number (TIN) matching program or anything that would be applicable to the use of a EIN, ITIN, TIN or SSN for credit reporting purposes. It is a well documented fact that numerous credit accounts has been issued to individuals and individuals owing business who received credit cards, car loans, certain types of mortgage, personal loans etc with the use of EIN's, TIN's, ITIN's and SSN's, which are all considered CPN's when used outside of it's natural used and approved for credit. Please understand a SSN has been issued and used for Social security Purposes and is not and was not intended to be inherently a credit number to be used by anyone who opens a service or bank to lend money goods or services; and the same is true for ITIN's, EIN's, or TIN's. These number are not localized and are used throughout the entire credit system, and are being used beyond their original scope.

Am I responsible for the debts on my old report?

Yes, you are responsible for all debts on your old report and debts incurred with your Credit Profile Number (CPN). You must remember that while you are DEVELOPING YOUR BUSINESS OR PERSONAL CREDIT, you must use your new Credit Profile Number (CPN) wisely, WHETHER YOUR CPN FILE IS BASED ON YOUR LEGAL SSN, ITIN, EIN, TIN.

Is this legal?

"Yes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V, you have the right to keep your SS number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your SS number." is a commonly made statement legal CPN found online and posted here, but our statement to further the above statement, "Is all government numbers that are issued legally which are used legally throughout the credit system standing on their face value are in fact legal. But their are laws which govern their use, so please be aware the that you do not violate any legally listed law on either the federal or state level. We are not a legal counsel, but we don encourage you to perform the necessary research or hire counsel to answer specific questions regarding this question." David Glatzer Legal CPN

What will my new FICO be?

Any new credit file which is automatically crated by the credit bureaus computer will be blank. You will need to reestablish your credit, by applying for credit and other lines under the law. Yes you will have a credit file when; A) the government issues you a 9 digit number, and B) when this information is filtered into the credit bureaus computer which will automatically record it, file it, and create a new credit file without your knowledge or consent, ONLY BECAUSE IT IS A 9 DIGIT NUMBER, AND IT WILL RECORD YOUR NAME, DOB, AND ADDRESS, REGARDLESS IF IT MERGES THIS INFORMATION OR CREATE A NEW CREDIT FILE, WITHOUT YOUR EXPRESSED CONSENT OR KNOWLEDGE. So yes; you will have a credit file and a FICO score without doing anything other than registering or using your EIN, ITIN, SSN, TIN within normal applications of those 9 digit numbers. 

Are you saying that I can use my Credit Profile Number CPN to buy investment property or get a loan to start a business?

Yes. Leverage is a tool that has been used by the wealthy for generations. Their are numerous examples of EIN's, TIN's, ITIN's and SSN's being able to secure loans, financing, auto loans and homes.

Q: What does the law say about credit and financial matters?

A: Title 5 of the United States Code Annotated 552(a) known as the Privacy Act, ruled in part: "Right to privacy is a personal right designated to protect persons from the unwanted disclosure of personal information." - CAN Financial Corp vs. Local 743, D.D., I11, 1981 15F. Sup. 943, I11.

(A)(1) "It shall be unlawful to deny any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his or her social security account number". Pub. L 93-579: (B) "Any Federal, State, or Local Government Agency which requests an individual to disclose their Social Security Account Number shall inform that individual whether the disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it." The Equal Credit Opportunity Act (ECOA) prohibits creditors from denying you a loan based on reasons that have nothing to do with your credit-worthiness.

Q: How does this program work?

A: By understanding the law and applying credit re-establishment techniques, our proven techniques specializes in the establishment of credit through a completely separate and legal entity. With your new completely and separate legal entity, you will be able to build a new credit-worthy profile.

Q: Is it Legal?

A: Specifically, there is no law that says that a consumer cannot secure one or more nine-digit tax identification numbers. Specifically there are no laws that say that consumer cannot develop or obtain the additional supporting criterion to apply and obtain credit as long as it is not done with the intent to defraud. The legality of creating a new credit file has always been a topic of great debate amongst the credit file is based primarily on the fact that there is no intent to defraud and or with untrue misrepresentations. It is the belief of many professionals, that it can be done legally as long as no fraud is intended (intent is the key word).

Q: How quickly can I get my NEW 9-digit number?

A: There is a 1-page application required to fill out to receive your new 9-digit number. We provide all instructions needed to fill in this application. Your application will automatically be emailed in where your application will be processed and assigned to an account manager to be completed. If it is not Valiadated or Match to your DOB we will not issue it. PERIOD! TURN AROUND TIME IS NORMALLY 2-3 BUSINESS DAYS TO COMPLETE THIS PROCESS.

Q: How fast can I get credit through my new legal entity?

A: As soon as your new 9-digit number has been assigned to you, your new credit profile is created and you can start applying for credit.

Q: Is the the NEW 9-digit number a 2nd Social Security Number?

A: NO, it is not a 2nd Social Security Number. Your new 9-digit number will be assigned to you for credit establishing purposes only. You will continue to use your SS# for employment, taxes, state benefits and for your drivers license.

 Q: Can I use the NEW 9-digit number to open Bank Accounts and apply for personal loans?

A: YES

Q: Can I use the new 9-digit number on credit card applications?

A: YES; You can use your new credit profile obtain major credit cards, department store cards, gas cards, auto loans, bank loans, real estate, and any other type of financing you desire.

Q: Can anyone do this?

A: Absolutely, you do not need any special skills or knowledge. We have taken the complexity of the attorney and CPA knowledge base and condensed it into an easy to follow and very simple process!

Q: Can I use my new 9-digit number for employment?

A: In most cases no, remember one of the criteria for using your current social security number is for employment. Employers have to use your social security number to report wages earned and taxes owed to the IRS by law.

Q: Who provides me with the new 9-digit number?

A: Your new 9-digit number is processed through governmental agencies and credit bureaus requiring your signature and submission. "Legal Credit Secrets Exposed," comes with all the necessary forms and complete instructions for establishing AAA-1 credit in 30 days. 

Q: There are a lot of credit repair scams out there, are you legitimate?

A: Absolutely! Everything we offer is completely legitimate and completely legal. Furthermore, we are not a credit repair company. Many credit repair companies claim to be able to repair your credit, but in fact it is very difficult to repair credit once it is damaged. Legal Credit Secrets Exposed focuses on establishing good credit with a NEW 9-digit number. The techniques used to establish credit have been researched by attorneys and are completely legal, ethical, and within all applicable federal laws.

Q: Can I order for me and my husband / wife / partner?

A: Absolutely! This is an individual program that can work for both the husband / wife / partner.

Q: Does this affect my drivers license, current SS#, or any other personal identification?

A: No; This program utilizes the law to establish a completely separate and legal entity from your current individual profile. Your name, drivers license and other forms of ID will not need to change in any shape or form. 

Q: What about on a credit application, won't they ask me for my social security number?

A: Credit applications will always ask for a social security number because this is the most convenient way for creditors to get a hold of as much personal information as possible. But with this type of credit re-establishment through a completely separate and legal entity, they will require the new entity information which will be in the form of your new profile information including new 9-digit number. Your new 9-digit number will be the identifier for your new profile and not your social security number. Also remember, you do not have to release your social security number without mandatory disclosure.

Q: Will my current credit profile get mixed in with my new credit profile?

A: The only way your new credit profile can get mixed in with your old in our program is by willingly disclosing your old credit profile information with your new one. If you utilize your new credit profile within the legal structure designed for this type of completely separate and legal entity, releasing your old profile information will not be necessary unless you voluntarily use it.

 Q: Is it Ethical?

A: Yes, it is practical to create a new credit file if you are burdened by damaged credit and it is beneficial to return to a NEW CREDIT status. Considering some Attorneys and Credit Specialists that know about these techniques have charged their clients up to $10,000, we feel it is very ethical.