Private Money Funding

Easy 3 Step Process:

 Here’s how our Private Money program works:

 1. Our Client Private Money Lenders Have Up to $500,000 of Business Financing to Lend

 2. You Borrow Private Money Funds Up to $500,000 to Invest in Real Estate

 3. You Make Money with Private Money Loans up to 36 Months on Any Real Estate Deal

 We will make introductions to our client private lenders that match your partnering goals and objectives like investing in residential flips, hotels/motels, or other real estate deals.
You will control the use of the funds you obtain as the private money borrower.
You will choose your real estate deals and exit strategies.


How do I get started?
The process starts by you submitting an application.

What types of loans do you offer?
Our lenders only offer short-term private money loans for up to 36 months for use on non-owner occupied residential and commercial properties in the entire USA and for general business use.

Are the loans revolving?
Yes. You can use the private money pay it off and then reuse it without paying additional points for up to 36 months.

Do your private lenders do NON-real estate loans or unsecured business loans?
Yes. Our private money lenders will lend to businesses for general business use.

How does the program work?
Our lenders typically do unsecured loans so you can cover 100% of the purchase and rehab costs up to 100% LTV or so you can use 100% of the funds to grow your general business venture.

How much money can I borrow?
Loans up to $200,000 per lender and up to $500,000 total.

How are these Private Money Loans different from typical Hard Money Loans?

Our Private Money Program
** No Collateral or Equity Required
** Full Instant Access to All the Funds
** 100% Finance All Your Deals
** Full Control of the Funds
** No Income Requirements
** 10 Points One-Time for UNLIMITED USE for up to 36 Months (Revolving)

vs. Typical Hard Money Program
** Real Estate Collateral WITH at least 35% Equity Typically Required
** RESTRICTED ACCESS to the Funds Typically Released at Discretion of Hard Money Lender
** LTV Restrictions on Deal Financing
** NO CONTROL over the Funds
** Project / Property ROI Requirements & Personal Income Requirements in Some Cases
** 5 Points One-Time for ONE-TIME USE for Just 6 Months Typically (Non-Revolving i.e., 1-and-done usage)

What documents do I need with my application?


Completed loan application & supporting documents, including, but not limited to:

(i) Private Money finance agreement

(ii) Loan applications

(iii) Personal Guarantee

How much does this cost?
There is no upfront application fee.

Do I have to personally guarantee the loans?
There are no equity requirements but of course you have to personally guarantee the loans.

Will the loans show up on my personal credit report?
No, the private money loans will not show up on your personal credit report.

What is the interest rate?
Varies. Typically between 10 – 16%. Some loans starting at 0% for a year.

Are the payments interest only?
Varies. Some loans are interest only and some will post a portion of the payment toward the principal.

What is the minimal monthly payment?
The minimal monthly payment is approx. 1% of the credit line balance per month which includes the lender’s servicing fee.

How do I pay back the loan?
You must have a sale or refinance exit strategy when applying. To pay off the loan you simply pay the loan balance in full.

Is there a pre-payment penalty?

How long are the loan programs?
Up to 36 months

Do you take my personal credit score into consideration?
Private Money loans require no equity but you need a 700 FICO score.

How secure is my information?
Our servers are SSL secured.

How long does it typically take for the funding process to be completed?
Our lenders fund within two weeks after approval.

Are you a direct lender?
No. We match your application with private money and hard money lenders we work with.

What are the fees associated with your service?
We typically get paid 10 points. Remember, loans are up to 36 months which is less than 3.5 points per annum.