There are only 4 ways to get capital.  Save it. Borrow it. Trade equity for it. Create it.  The problem with three of these ways is they take a lot of time.  Sometimes many, many years.   Do you really want to wait, struggle, beg, and hope--when you can access capital almost immediately, by borrowing it from someone who already has plenty of it and lends money out to anyone who demonstrates they can manage it?  

When you merely borrow capital from a bank they are not involved in your day-to-day operations.  They just want to get their minimum monthly payment.  With investors you usually have to pay them the larger portion of the profits.

Here is another very important point to consider: When you have access to a large line of credit you can last for many. many years, even decades by making the minimum required payments!  You can grow as fast or slow as you want, operating quite comfortably off the credit lines and not even making a profit.

As long as you keep making the minimum payments, they will also keep increasing your credit limit. 

And the best part is that they don’t even care what you’re going to use it for.  Once your business is set- up with a corporation that stands on its own, with its own credit profile, with its own strong financials, you no longer need your FICO personal credit score, your collateral or a co-signer!  The company stands on its own merits.